Salary Sacrifice

A tax-effective means of saving for retirement.

You can arrange for your employer to make additional pre-tax contributions to super. These contributions will be taxed at 15% in the fund, but this is substantially less than the level of tax most people would pay if the money was taken as salary or wages.

At APS Financial Planning we can explore the best salary sacrifice options into your superannuation for retirement to gain a better saving at tax time.  


We recommend you seek financial advice before proceeding with any investment or contributions. Whilst future returns are quoted after taxes and fees, no returns or capital values are guaranteed. No allowance has been made for additional concessional contributions in relation to concessional contributions limits.

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*Financial planning services are provided by APS Financial Planning Pty Ltd. APS Financial Planning Pty Ltd and its Advisers are authorised representatives of Fortnum Private Wealth Ltd - ABN 54 139 889 535. AFSL 357306.